PaisaPani

Terms of Service ยท Last updated: 15 June 2026

PaisaPani is operated by TunesPay Advertising Private Limited. By using the app you agree to these terms.

1. Eligibility & licence

You must be 18+ and use the app for lawful, personal purposes. We grant you a limited, non-transferable licence to use the app.

2. Not financial advice

PaisaPani provides spending tracking and surfaces third-party offers for your convenience. We are not a lender, bank, insurer, or financial advisor. Information in the app is not financial, legal, or tax advice.

3. Third-party offers (referrals)

Credit cards, loans, and insurance shown in the app are provided by independent partners. We act as a referral partner and may earn a commission. Approval, terms, pricing, and the final product are decided solely by the partner. We do not guarantee approval or any specific terms. Always read the partner's documents before proceeding.

4. Affiliate disclosure

Some links and offers are affiliate links; we may earn a commission at no extra cost to you.

5. Your account & responsibilities

You sign up with your mobile number and set an MPIN. Keep your MPIN and device secure โ€” you're responsible for activity under your account. You're responsible for the accuracy of data you enter and for decisions you make based on the app.

6. Auto-capture & backup

Transaction capture from SMS/notifications and statement import are provided on a best-effort basis and may miss or misread entries; always verify against your bank records. Cloud backup, where enabled, is offered to help you restore data on another device but is not guaranteed against loss โ€” keep your own records of important information.

7. Disclaimers & liability

The app is provided "as is" without warranties. To the maximum extent permitted by law, we are not liable for indirect or consequential losses, or for the acts of third-party partners.

8. Termination

You may stop using the app anytime. We may suspend access for misuse.

9. Governing law

These terms are governed by the laws of India, subject to the exclusive jurisdiction of the courts in Thane, Maharashtra, India.

10. Contact

Questions about these terms? Email us at the address below.